High Yield CDs
Jumbo Certificate of Deposit (CD)
4.50
Industry-leading Rates and Flexible Terms
Choose the commitment level that best fits your financial strategy
Interest Potential & Account Benefits
Please enter an amount between $100,000 - $1,000,000
$2,224.24
Open Your Account
FDIC Insured
Best Jumbo CD Rate
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Select your term
Choose the level of commitment
that's right for you.
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of information.
Fund your account
Transfer from another bank account.
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We've got answers to your questions
Are my deposits with Credit One Bank FDIC insured?
Yes. Credit One Bank is an FDIC member, FDIC Certificate Number 25620, meaning funds deposited with Credit One Bank are insured up to the maximum allowed by law. Generally, the FDIC insures deposits held at the same financial institution according to the account’s ownership category of up to $250,000 for all individually owned accounts combined, $250,000 per owner in jointly-owned accounts combined, and up to $250,000 per beneficiary on revocable trust (Payable on Death) type accounts. The FDIC insures deposits according to ownership category with current maximums.
What are my options when my Jumbo Certificate of Deposit reaches maturity?
Your account defaults to auto-renewal at maturity, but you have the option of logging into your account online and selecting your maturity preferences in advance of your Jumbo Certificate of Deposit (CD) maturing. We also provide a 10-day grace period starting at your CD maturity date in which you may renew your CD, move your funds into a new CD with a different term, add funds, or close and withdraw your funds.
If your CD does not have an auto-renewal option selected, the account will close on maturity.
How do I make a deposit to my Jumbo High Yield Savings Account?
You can make a deposit to your Jumbo High Yield Savings Account by scheduling a transfer from your linked external bank account through online banking or our mobile app.
Get help with a credit card account.
† Rates subject to change. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
1 After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY. The higher rate will apply from the day you opened your CD.
2 Receive a .05% Loyalty Rate increase when you renew your CD account with us. The Loyalty Rate increase is subject to change and may be discontinued at any time. When your CD is approaching maturity, visit our CD homepage to see what our current reward is at that time. Please see our FAQs for additional information.